Privacy Policy For Bright Life Insurance Consultants
This Privacy Policy is prepared by Bright Life Insurance Consultants and whose registered address is 108 SW Janis Way, High Springs FL, 32643 (“We”) are committed to protecting and preserving the privacy of our visitors when visiting our site or communicating electronically with us. This policy sets out how we process any personal data we collect from you or that you provide to us through our website and social media sites. We confirm that we will keep your information secure and that we will comply fully with all applicable United States of America Data Protection legislation and regulations. Please read the following carefully to understand what happens to personal data that you choose to provide to us, or that we collect from you when you visit our sites. By submitting information you are accepting and consenting to the practices described in this policy.
Types of information we may collect from you
We may collect, store and use the following kinds of personal information about individuals who visit and use our website and social media sites: Information you supply to us. You may supply us with information about you by filling in forms on our website or social media. This includes information you provide when you submit a contact/enquiry form. The information you give us may include, but not limited to, your name, address, e-mail address and phone number.
How we may use the information we collect
We use the information in the following ways: Information you supply to us. We will use this information:
to provide you with information and/or services that you request from us; To contact you to provide the information requested.
Disclosure of your information
Any information you provide to us will either be emailed directly to us or may be stored on a secure server. We do not rent, sell or share personal information about you with other people or non-affiliated companies. We will use all reasonable efforts to ensure that your personal data is not disclosed to regional/national institutions and authorities, unless required by law or other regulations. Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access.
Your rights – access to your personal data
You have the right to ensure that your personal data is being processed lawfully (“Subject Access Right”). Your subject access right can be exercised in accordance with data protection laws and regulations. Any subject access request must be made in writing to (352) 212-8411 or [email protected]. We will provide your personal data to you within the statutory time frames. To enable us to trace any of your personal data that we may be holding, we may need to request further information from you. If you have a complaint about how we have used your information, you have the right to complain to the Information Commissioner’s Office (ICO).
Changes to our privacy policy
Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by email. Please check back frequently to see any updates or changes to our privacy policy.
Contact
Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to Bright Life Insurance Consultants [email protected].
Medicare Insurance
I acknowledge and understand that by submitting my phone number and information and clicking “[SUBMIT],” such action constitutes a signed written agreement that I may be contacted by Bright Life Insurance Consultants and their affiliates (listed here as Advocates), via e-mails, SMS, phone calls and prerecorded messages at any phone number(s) that I provide, even if the number is a wireless number or on any federal or state do-not-call list, and I represent and warrant that I am the primary user and subscriber to any phone number I submit. I also agree that the above entities may contact me utilizing automated technology, including an autodialer. I also agree that I am not required to submit this form or agree to these terms as a condition to receive any property, goods, or services that may be offered, and that I may revoke my consent at any time using reasonable means, including by calling (352) 212-8411 or emailing [email protected] with the subject “REVOKE.”
I also agree that by submitting this Contact Request form, I am bound by Bright Life Insurance Consultants Privacy Policy.
United States:
1.Federal Trade Commission Act (FTC Act):
·Overview: The FTC Act broadly prohibits unfair and deceptive practices in commerce, including the unauthorized disclosure of personal information.
·Enforcement: The Federal Trade Commission (FTC) enforces the FTC Act.
2.Gramm-Leach-Bliley Act (GLBA):
·Overview: Primarily applicable to financial institutions, GLBA requires these institutions to protect the privacy and security of consumer financial information.
·Enforcement: Various federal agencies, including the FTC, have enforcement authority.
3.Health Insurance Portability and Accountability Act (HIPAA):
·Overview: Applies to protected health information held by covered entities and their business associates. It sets standards for the privacy and security of health information.
·Enforcement: The Department of Health and Human Services (HHS) is responsible for enforcing HIPAA.
4.Children's Online Privacy Protection Act (COPPA):
·Overview: COPPA regulates the online collection of personal information from children under 13. It requires obtaining parental consent.
·Enforcement: The FTC enforces COPPA.
5.California Consumer Privacy Act (CCPA):
·Overview: State-level legislation granting California residents specific privacy rights and imposing obligations on businesses handling their personal information.
·Enforcement: The California Attorney General can enforce the CCPA.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.